Social Security
16 Articles in this CategorySocial Security Optimizer User Guide
Discover how to maximize your Social Security benefits using Income Lab...
What is 'Opportunity Cost' for Social Security?
Opportunity Cost is a discount rate for time value of money calculations and reflects various risks of delaying benefits....
Ways to Estimate Social Security Income
This article will explain the different ways to estimate Social Security Income....
Why do Social Security and other lifetime income streams run through the end of the plan in the Income Sourcing graph?
This article discusses lifetime income streams and mortality adjustments, using Social Security as an example....
Why don't I see exactly 50% or 85% of Social Security benefits being taxed?
The taxability of Social Security has a meaningful effect on tax estimates and ca...
Advanced Settings for Social Security Modeling
Learn how to adjust Social Security benefits in a plan to include future reductions and other advanced settings....
How do I enter Social Security income that is already being received?
Learn how to enter social security income that is already being received. ...
How is inflation applied to Social Security income?
Learn how inflation impacts your Social Security income and how it's calculated to keep up with the rising cost of living....
How is Social Security break-even age calculated?
Discover how the break-even age for Social Security benefits is calculated....
How to enter special Social Security benefits
Step-by-step guide on entering special Social Security situations such as Windfall Elimination Provision (WEP) benefits....
How to handle Spousal Social Security benefits
This article will explain how to handle Spousal Social Security benefits....
Social Security FAQs
Common questions about Social Security and how it is modeled in Income Lab....
Why do Social Security Benefits start lower than I expected and then change?
Understand why Social Security benefits start low and adjust to your wage history, ensuring you receive the correct amount over time....
Why don't I see spousal benefits starting earlier than other benefits in Social Security scenarios?
The Bipartisan Budget Act of 2015 removed claiming strategies that made early receipt of Spousal benefits possible....
How Social Security Benefits are Adjusted for Earned Income Before FRA
A comprehensive guide to understanding Social Security benefit reductions when claiming early and continuing to work, explaining the Retirement Earnings Test, thresholds, and strategic considerations for maximizing retirement income....
Why don't Social Security benefits start when they should?
The Social Security Retirement Earnings Test can make benefit timing change and benefit flows seem strange...