Why does the income sourcing chart show both clients living through the whole plan?
Discover why the income sourcing chart features both clients throughout the entire financial plan and how it impacts their financial journey.
Last published on: October 31, 2025
For the income-sourcing chart, we don't model one of the household members dying at an arbitrary point. Instead, we show the cash flows that WOULD be there if both members lived through the whole plan.Â
We use mortality-adjusted cash flows to do the heavy lifting for the plan analysis. Here's a link to a webinar on mortality adjustments you can view for more details.