Why do I have to choose which household members to include in a plan?

Income Lab is built for ongoing financial management, not just one-time financial planning. Over time, the makeup of a household can change (due to death, divorce, or marriage, for example). The Clients Included in this Plan field in Plan Setup allows an advisor to create a new plan quickly should the make-up of a household change.

Note that if there is a new member of a household (due, for example, to marriage), the user will have to edit the Household and add this person before creating a new plan that includes this client